Atom Bank raises $102M at $320M valuation for a mobile-only bank for millennials

Atom Bank, a startup out of the U.K. that has built a mobile-only bank targeting consumers between the ages of 18 and 34, has raised another £83 million ($102 million) in funding led by BBVA, the Spanish bank and owner of Simple in the U.S. The funding gives Atom a post-money valuation of £261 million ($320 million), TechCrunch has confirmed with the company. BBVA also led Atom’s previous $128 million round in November 2015.

The plan is to use the funding to continue building out its customer base and services, as well as provide capital for lending: Atom officially launched in April 2016 and customers access the services via iPhone and Android apps. Today it offers mortgages, Fixed Saver accounts and secured loans for small and medium-sized businesses.

The announcement of this £83 million comes a couple of weeks after it was reported that musician Will.i.am — a tech enthusiast who has dabbled in his own startups and using newer innovations to build his audience — was inking a deal to act as a consultant and board advisor to the company in exchange for shares. That same report, from Sky News, noted that Atom was raising close to £100 million.

A spokesperson for the company would not confirm if Will.i.am is involved with the company, but the company does say that it is due to announce more funding soon, so it may be that Will.i.am will be named along with that second wave of funds.

BBVA led the round with a £29.4 million investment, and it says that this investment will help it maintain a 29.5 percent share of the startup post-money. In its last round, Atom was valued at £152.5 million (just over $200 million), so this is a significant up-round. The startup has now raised £219 million to date ($268 million).

The fact that BBVA’s stake is just under 30 percent is notable: Under U.K. law, if a company takes a 30 percent or higher share, it triggers a regulatory requirement for that shareholder to make a mandatory takeover offer.

It remains an interesting time in British banking, and BBVA remaining in the picture and close to a tipping point in its share underscores the fact that we may see more changes ahead.

Fintech has been one of the strongest tech verticals in this country, and a number of startups have tapped into that wave and its popularity to provide products that use new channels like mobile and the internet to cut down the costs of offering service. Atom even courts early users by calling them “founders” in its promotional materials.

 Atom is not alone: Others in the banking sector include Monzo (which the other week raised its own large round of funding), Starling and Tandem.

But they all feasibly have an opportunity: The U.K. public has long been a receptive market for savings and other financial products, and that’s given rise to a number of competitors like Metro Bank to challenge incumbents (Atom’s CEO, Mark Mullen, was the CEO of another “challenger,” online-only banking effort, First Direct).

Atom is not disclosing any metrics about its usage, but it appears to be still on the early and small side. The company tells us that it now has 14,000 but is growing fast. For some context, there are 66 million people living in the U.K. today, and although Atom targets a particular demographic, it doesn’t restrict its services to that age group.

In any case, the focus today seems more on laying the foundations for its capitalization so that it can push more to build its customer base in the future.

“We are very pleased with the response we have had from investors,” said Anthony Thomson, the founder and chairman of Atom who previously founded another disruptive player in U.K. banking, Metro Bank. “Our customers benefit from the backing of highly reputable investors who are supportive of what we are doing. This is a great vote of confidence in our growth prospects and plans for the future. With the work we have done so far we are just beginning to see how transformational our new approach to banking can be. There is so much more to come from Atom in the coming months and years.”

Others participating in this round include previous backers Woodford Investment Management, Toscafund Asset Management and other unnamed investors.

Former Uber software engineer alleges sexism from female manager

Another day, another allegation against Uber. Keala Lusk, a former Uber software engineer, just posted to Medium her story of sexism, disrespect and condescending behavior at the hands of a female manager at Uber.

In her post, Lusk summarizes an email she sent to Uber’s HR department about her manager. The TL;DR was that Lusk’s manager allegedly refused to accept any feedback, and implied that the reason Lusk was not progressing in her career was because she wore tank tops.

“I was shocked and suddenly painfully aware of my body and appearance in a way that I’ve never been at work,” Lusk wrote. “It made me feel humiliated, as if I shouldn’t be wearing anything to show my arms or skin. How could she say this? I have never faced discrimination because of what I was wearing (which was a black tank top from DefCon) and was at a complete loss for words. I didn’t know what to say. She kept going with, “Maybe he doesn’t want that around his team. Try wearing longer sleeve shirts for a few months and see how that goes. It might help you transfer to their team.”

In response to this specific allegation, an Uber spokesperson told TechCrunch, “We take any and all allegations of this nature very seriously and have forwarded this to Attorney General Eric Holder and Tammy Albarran to include in their investigation.”

This comes shortly after Susan Fowler alleged sexual harassment at Uber, which Lusk said is not uncommon at Uber.

“In my time there, I saw malicious fights for power, interns repeatedly putting in over 100 hours a week but only getting paid for 40, discrimination against women, and prejudice against the transgender community,” she wrote.

A difference in Lusk’s story is that, instead of the sexism coming from a man, she says it came from a female engineering manager. Lusk says she reported it to Uber’s human resources department to no avail, which is similar to what Fowler described in her post.

Like other stories Lusk has heard, she wrote that nothing changed, even “after multiple meetings with my manager and HR” and that “it was simply brushed aside and swept under the carpet of collective Uber suffering.”

Online HGH Supplements – A Wonderful Facility

This is a bustling world now, everyone is occupied in their work and so there is little time for anything. At this time individuals search for ways to do their work as fast as conceivable. Time is money and so everyone is saving their time. Everyone wants things to be done on time yet yes, they can not rake out time for very many things life and so there is a need of something that can help them in doing their work rapidly. Internet, by a long shot, is doing this occupation greatly as with internet one is not bound of time. However, with the help of legal supplements at GNC, you can be even more successful.

With internet, the world has been contracted down into our finger pores. Everything is conceivable and everything is in reach, when you have the facility of the internet. Online banking, online Mastercard transaction, online shopping and so many things can be found in internet. Presently, internet is not just for no particular reason, entertainment and research, it has also been made into a global market and method of trade. This saves time and money both for both the customers and the providers. This is the easiest way to trade and so far has turned out to be very popular too as you will discover many websites that entertain such facilities.

 

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Xiaomi’s In-House Pinecone Processor Teased in Another Video Ahead of Tuesday Launch

Xiaomi is set to unveil its Pinecone processors at an event on Tuesday. The company is expected to unveil two high-end processors, and running up to the launch, Xiaomi is doling out multiple teasers. The first one featured two-time World Memory Championships winner Wang Feng, and now the latest teaser shows how a Rubik’s Cube champion finishes solving one in just 18 seconds.

Xiaomi's In-House Pinecone Processor Teased in Another Video Ahead of Tuesday Launch

The latest teaser (via Xiaomi Today) shows a boy solving a Rubik’s Cube underwater in just 18 seconds, a monumental feat that indirectly boasts of the upcoming chips’ capabilities. The company’s earlier teaser also tried to hint at the processor’s memory power with Feng doing an impossible memory challenge.

Xiaomi is heavily rumoured to announce two high-end chipsets at the event – the Pinecone V970 and V670 chipsets – with the former being the more premium one. The V970 is made with high-end 10nm process and its GPU comes with 12 cores. The GPU is Mali-G71, and the processor is a two-cluster setup with 4x Cortex-A73 and 4x Cortex-A53 cores. The Chinese company is reportedly working very closely with Samsung for the V970.

The first smartphone to integrate the Pinecone processor is expected to be the Mi 5c smartphone that has been making rounds on the Internet. Xiaomi with its in-house processor will be all set to take on the likes Apple, Samsung, and Huawei – all of which use their in-house processors on devices.

Xiaomi is expected to release another teaser on Monday before the official launch. The official invite has revealed that Pinecone processor announcement event will kick off at 2pm China time (11:30am IST) on Tuesday, and will be held at Beijing National Convention Center.

Google Assistant to Be Made Available for Android 6.0 Marshmallow Devices

 Google, after weeks of speculation, has finally confirmed that its Google Assistant voice-based virtual assistant will be arriving on all devices running Android 6.0 Marshmallow or above.

Google Assistant to Be Made Available for Android 6.0 Marshmallow DevicesGoogle Assistant, the company’s voice-based virtual assistant, that made its debut on the Google Allo app, and then was available on the company’s Pixel and Pixel XL smartphones, marketed as the biggest highlight of the new hardware. Apart from Pixel devices, the Google Assistant has now made its way to LG’s new G6 flagship as well.

The company revealed that the rollout will start this week to devices that are running Android Marshmallow or above. Google Assistant will be available for all English users in the US followed by Australia, Canada, and the UK.

“The Google Assistant will automatically come to eligible Android phones running Nougat and Marshmallow with Google Play Services. You’ll also see the Google Assistant on some newly announced partner devices, including the LG G6,” said Gummi Hafsteinsson, Product Lead, Google Assistant.

The  Google Assistant will be coming to Germany as well for German speaking users. The new Google Assistant feature on Marshmallow devices will replace Google Search, and can be launched by long-pressing the home button or can be activated via voice by saying “Ok Google” voice command.

The Google Assistant availability was first teased earlier this month with an alpha release of version 6.13 of the Google Search app.

Google Assistant was one of the biggest things to come out of 2016 from Google in the field of artificial intelligence. Unfortunately, the feature so far wasn’t available to any third-party devices or developers, and was limited to Allo app, Pixel and Pixel XL devices, the Google Home speaker, and Android TV devices. Unofficially though, anyone can avail the service through Open GApps builds, the popular Google Apps package provider.

How to Sell Real Estate Like a Pro

If you’re like a lot of people in the job market right now, you’re wondering what careers and fields might be suitable for you. Maybe you just got out of school, or maybe you’re reevaluating what you want to do every day. Either way, finding the right thing isn’t always an easy task.

Selling real estate isn’t exactly a simple proposition, but depending on where you live, it could be a wise career move. Getting into the real estate business isn’t going to happen without a bit of work though.

Keep reading to learn more about how to get into real estate and start selling like you’ve been doing it for years, even if it’s brand new to you.

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Get Your License

Before you can do any actual selling, you’re going to need to get your Nevada real estate license. This might seem challenging, but studying on your own is likely something that you can do while you work another job.

Another option you have is to take real estate classes. Many private schools and community colleges offer real estate classes for individuals looking to get their license and break into the business.

Once you get your license, you can begin selling homes and making some real money with your new job.

Know Your Neighborhoods

To really be the best real estate broker possible, finding neighborhoods that you understand is an essential part of the process. If you live in a big city, you probably won’t be able to know everything about every neighborhood, at least not right away.

That’s why you should focus on certain areas that you know well. Having an understanding of who buys homes in this area and who currently lives there can also help you a great deal.

For many new real estate brokers, starting near home is often the best way to get into the business.

Stay in Touch

When you’re a brand new real estate broker and you get a client you can be elated. The problem is that one client can’t run your whole business for you, at least not for very long.

To get the most out of limited contacts, stay in touch with your clients. By sending postcards and checking in once in a while you’ll be a lot more likely to get referrals that you need to grow your brand.

Nvidia GeForce GTX 1080 Ti release date, news and rumors

It’s very likely that Nvidia will soon launch the GTX 1080 Ti graphics card, a powerful follow-up to last year’s GTX 1080 .

It’s expected to boast even more power to push cutting-edge gaming graphics in native 4K resolution, and while it’s likely to be based on the same Pascal GPU architecture as the GTX 1080, it should still be a decent upgrade over the older (yet still very powerful) GPU.

We’re assuming that Nvidia continues its pattern of releasing a mainline GPU series (along with an incredibly powerful Titan variant) one year, then following up with a more powerful Ti variant the next year.

So, if you’re looking forward to a GPU that’s more powerful than the GTX 1080, and more affordable than the Titan X , then read on to find out all the news, rumors and release date information we know so far about the Nvidia GeForce GTX 1080 Ti.

Cut to the chase

  • What is it? The latest addition to Nvidia’s top of the range graphics cards
  • When’s it out? Recent rumors suggest late March 2017
  • What will it cost? Quite a bit, probably over $600 (£500, AU$800)

Nvidia GTX 1080 Ti release date

Hottest leaks:

  • Could be announced on February 28
  • Rumors point to late March release

Going by previous release schedules we expect Nvidia to unveil the GTX 1080 Ti in the first half of 2017, and recent rumors appear to back this up.

Nvidia has sent out invitations for a press event in San Francisco on February 28, promising a showcase of ‘awesome’ PC gaming hardware – so it’s very possible that this is the date when Nvidia will reveal the GTX 1080 Ti.

The timing of this coincides with the Game Developers Conference (GDC), also held in San Francisco, and AMD is likely to announce its rival graphics cards using the Vega architecture, so Nvidia may be looking to steal some of AMD’s thunder .

There have also been rumours that the GTX 1080 Ti will make an appearance at PAX East in Boston a few weeks later, on March 10.

Nvidia GTX 1080 Ti price

Hottest leaks:

  • Between $600 and $1,200 (£500 and £1,100, AU$800 and $1,500)

There haven’t been a huge amount of leaks or rumors about the price of the GTX 1080 Ti so far, but that won’t stop us speculating!

We can actually use a bit of educated guesswork to try and figure out the likely price tag of the GTX 1080 Ti. The card is probably going to sit between the GTX 1080 and the Titan X in terms power, so it’s likely the price will be somewhere between those two cards – so between $600 and $1,200 (£500 and £1,100, AU$800 and AU$1,500)

That’s quite a wide price range, but going by previous ‘Ti’ releases we can’t see it being as cheap as the GTX 1080 or as expensive as the Titan X, so we’d say around the $850 (£700, AU$1,100) mark is probable. Sadly, it’s very likely that this is going to be an expensive graphics card.

Deca Durabolin has multiple benefits for your body and it can enhance your performance to a great height

Deca Durabolin is an enormously popular anabolic steroid that is comprised Nandrolone and is linked to the large Decanoate ester. The Nandrolone hormone first formulated in the laboratory in 1960 and was commercialized in 1962, under the brand name Deca Durabolin. After that time, dozens of similar categories of synthetic hormones came in the market, but they couldn’t take the position of Deca Durabolin.  Deca Durabolin is one of the most popular and the most effective anabolic steroids vastly used by the bodybuilders and athletes. It has several benefits for the body that actually help a sportsperson to extend his practice sessions every day.

Image result for Deca Durabolin has multiple benefits for your body and it can enhance your performance to a great height

Why is Deca Durabolin so popular?

Deca Durabolin is so popular all over the world due to the following reasons:

   It is also widely recognized as an extremely beneficial off-season anabolic steroid; thus, professional body builders never have to face problem for maintaining correct body weight even when they are taking a few months off from the professional competitions.

   Its therapeutic benefits are overwhelming. It is hugely preferred by the athletes for its therapeutic benefits. It helps them to enhance their performance in different ways.

   Due to the steroid’s wonderful therapeutic benefits, Deca Durabolin has always remained one of the most prescribed anabolic steroids in medical practice.

   Se produce pocos efectos androgénicos, i.e. Deca has a few androgenic effects too. That is why, it is equally popular among males and females.

 

Benefits of Deca Durabolin

Following are the major benefits of Deca Durabolin:

   Deca Durabolin simultaneously carry two traits, which are truly indispensable for the bodybuilders and the athletes. It can increase the bone density remarkably, while improving the bone synthesis. This trait is unique, because no other similar categories of anabolic steroids have the similar characteristics.  Due to this trait, Deca is so popular in different sports and also in medical practice. Patients suffering with osteoporosis, muscle wasting, and geriatric weakness are sometimes given Deca Durabolin for speedy recovery.

   It is also found to improve the pituitary deficient dwarfism, which is found in many children, and for which their normal growth is often hampered. On the other hand, patients with HIV is given Deca Durabolin to hinder quick loss of bone and muscle masses.

   Deca Durabolin enhances muscular endurance significantly. With regular use in right quantities, it helps to increase the levels of IGF-1 and nitrogen in the muscular tissues. Both these chemicals are responsible for increases muscle mass and muscle endurance.

   Deca Durabolin also increases the RBC count in the blood. So, the circulatory system carries higher volumes of oxygen in the cells, which makes a person more energetic and less stressed.

   During off-season, Deca Durabolin helps to retain lean mass quite effectively. At the same time, it doesn’t allow to deposit excess fat in the body. Thus, it helps a user to stay fit even during an off-season.

Doses and cycles

Deca Durabolin should be used at least 8 weeks at a stretch when used as a performance enhancing tool. Male athletes can take it for 10-12 weeks at a stretch.

For females, 40-50mg per week for 4-6 weeks is sufficient to get optimum benefits. For males, it can be extended up to 100mg per week. Thus, for standard therapeutic action, it can be administered within the range of 50-100mg every 3-4 weeks.

Five Reasons Why Nuclear Plants Help Businesses and Communities

Many big businesses around the country are now relying on nuclear energy because it offers numerous benefits. According to industry experts, there are five reasons why nuclear power will be the top energy solution in the future.

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Less Emissions

When nuclear reactors are unloaded and properly maintained, they generate nearly 20 percent of the electricity that’s used in the United States. Efficient reactors also help the environment because they produce carbon-free electricity as well. However, the biggest benefit is that nuclear plants don’t emit any air pollution while fossil fuels are processed into energy.

Reliability

At nuclear power facilities, the reactors operate for dozens of hours throughout the day and night. This is the main reason why nuclear energy is a very reliable power source. When compared to renewable energy, nuclear methods are better. Businesses that use renewable energy don’t get dependable power because certain conditions can affect the services. Wind power customers won’t get much power when the weather is breezy, and solar energy will drop throughout a cloudy day.

Inexpensive

According to the National Academy of Sciences, nuclear energy is cheaper than wind and solar power. Renewable energy is advertised at a low price, but it’s actually very expensive. The cost of renewable services is cheap because the government subsidize everything by investing billions of funds in strategic ways.

Conservation Benefits

When renewable plants are built in new locations, a lot of real estate is used. The experts at the Nature Conservancy called this problem energy sprawl. For example, along the Appalachian Trail, many wind turbines are positioned down a 2,178-mile path. The problem is that all of these turbines can’t produce more energy than four reactors at a nuclear plant, and these reactors only require four square miles of real estate.

Less Transmission Lines

Nuclear power facilities don’t leave a big footprint in big cities. Also, since modular reactors are in the development phase, mayors may be able to power a town with nuclear energy down the road. If a major decides to power a town with a wind power turbine, a large investment is required. In order to install wind-powered equipment, a town must have enough real estate for transmission lines that run 19,000 miles.

Thanks to all of the great benefits, nuclear energy will continue to evolve. However, because maintenance is important, typical nuclear mechanical tasks won’t change. In the future, technicians will implement the same catalyst unloading procedure.

Learn F Sharp, HTML5 and CSS3, MEAN Stack Course from the Comfort of Your Home

F sharp is a functional programming language which is best suited for computer science, machine learning, distributed computing and web applications. To learn this functional language, many training classes are available in online.

What the course is about?

This course is particularly framed for the people those who do not know about programming. This training provides the participants an introduction to programming in F sharp. In this course, the participants can learn about the functional programming features.

Image result for Learn F Sharp, HTML5 and CSS3, MEAN Stack Course from the Comfort of Your Home

The Benefits of learning the course

At the end of this F sharp training, the candidates will be able to

  • Run the F# in an interactive environment
  • Understand how the values and functions work in F#
  • Create dynamic websites and web applications
  • Learn how to utilize the web applications with JavaScript
  • Learn about the full stack web development

Who can take this course?

This training course is suitable for the following professionals,

  • The developers those who want to learn an awesome functional programming language
  • People those who want to learn about the basics of functional programming

One of the popular scripting languages used by the developers is HTML. This HTML language is beneficial for the developer as far as designing is concerned. Mainly, CSS is used for customizing the haves of the website.

What the course is about?

The HTML5 and CSS3 course will teach the candidates regarding how to use the HTML5 and CSS3 to create responsive websites that clients will love. The candidates can also learn how to design their own website as per the demands of the company.

In this course, the participants will learn about the basics of HTML language and how to use CSS3 concept along with the HTML. And they can learn how to utilize it for website and application development.

Who can take this course?

This course can be taken by the following professionals,

  • Web designers
  • Bloggers
  • Programmers
  • Business owners
  • Web programmers

About the MEAN stack course

The MEAN Stack course is a combination of the technologies such as the MongoDB, Express JS, Angular JS and Node JS. This technology is the latest trend in the full stack JavaScript development. In this course, the candidates will learn about the basics of MEAN and its uses and components. From this course, the participants will know how to create and test enterprise style applications.

Also, the candidates will learn about the JavaScript functions and features and how to use it for application development.

Through this course, the candidates will learn

  • How to create and query MongoDB documents
  • How to develop single page applications
  • How to route the single page applications
  • How to develop Angular JS reusable services, filters and directives

Who can take this course?

This course can be pursued by the Web developers and entrepreneurs that want to build and test their own applications using MEAN. Theparticipants will get greater benefits by attending this course. Course certification will be issued at the end of this course.